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Cell Phone Service - Common Terms You Should Know...continued

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Incoming Calls and Outgoing Calls. Incoming calls, in simple words, are calls you receive; whereas, outgoing calls are calls you dial. Depending on the agreement, your cell phone service provider will deduct your minutes for both incoming and outgoing calls. Some providers, however, allow you to receive free incoming calls.

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Billing by the Minute or Second. Generally, carriers will charge you for the entire minute even if you have spoken for just a few seconds.

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Rollover Minutes. Cellular phone service plans provide you with a certain number of minutes per month at a certain price. Beyond this bundled price, your calls would be charged on per-minute basis. Depending on your plan, unused minutes would expire. Certain providers, however, allow you to rollover these unused minutes to the next month.

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Roaming Charges. Carriers would define an area where you would not be charged any addition fee; however, if you travel outside this area, you may be charged "roaming" fees.

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Long Distance Charges. For calls made to areas outside your home calling area, certain carriers charge long distance fees. Some cell phone plans, however do not charge any additional fee for long distance calls.

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Nationwide calling. Some cell phone plans allow you to call in a wider area without incurring roaming or long distance charges. You must be careful, however, and pay attention to what is a "nationwide" calling area. Most providers would give you a map of their nationwide plan.

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Prepaid Services. For prepaid cell phone plans, consumers would purchase a handset and pay for a fixed amount of minutes in advance. It is easier to obtain prepaid phone plans, especially for consumers who don't have a good credit standing.

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Activation fees. Some providers will charge you a one-time fee for activating the service.

The FCC has compiled a lot of tips in the best interest of consumers. You can visit FCC's website at: http://www.fcc.gov

 

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