By Kavita
The Internet has made things quite comfortable and convenient for all of us. How else would we enjoy the freedom of shopping online from the comfort of our bedrooms or get a glimpse of the entire world sitting in our living rooms? With passing time, people are eager to get more and more things done from home. Paying phone bills is definitely one of those things.
But not everyone who wants to pay their phone bills online knows how to get this done. Here in this post, we will discuss in detail two processes involved in paying phone bills online. The first one deals with the procedure of paying phone bills via your bank account and the other one deals with paying them via your phone service provider.
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Setting up an auto-payment facility via your bank account
Your bank account can be set up to automate payments to your phone company or any other utility company. Most of the banks offer a service known as online bill pay service. This service will help with making payments at your behest to the company of your choice. You will need to enter the details of the phone company, its address, the bill amount, bill number, your account number, and other similar details. The bank will do the rest.
It will transfer the amount that you have instructed by electronic transfer if the phone company is using the same bank network as your bank. If it uses a different bank, then your bank will arrange to send a check for the specified amount to the phone company.
It always helps to be doubly sure when you issue standing instructions like these to your bank. First, make sure that your payee (your phone company) has put in specific guidelines pertaining to this online payment facility. The usual problem is that the check that is printed is done by the online bill pay service. But most of the phone companies will provide a different address that is dedicated for receiving such checks.
(How can I pay my phone bill online — this article was posted in response to a user’s question on our website)
Setting up auto-payment via your phone company
You can arrange for auto payment of your monthly phone bills via your phone company. For this you will need to provide the phone company with a voided check and one or two forms, together with written authorization for deducting payments from your bank account. This process is commonly known as ACH debit.
The benefit with this method is that once you complete the requisites and formalities for this procedure, you do not have to worry about sending a check each month to your phone company. The bill amount for each corresponding month will be automatically debited without any intervention from you or your bank.
It is highly recommended that you set up an automated online payment system for your phone bills, because you do not have to keep the payment date in mind and there is no risk of incurring a late payment charge in case you forget the due date.
Click here to compare phone plans, including flat rate unlimited long distance plans
If you are interested in comparing cell phone plans, you can review our cell phone packages as well
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