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0 Percent Rates on Credit Cards, A Complete Guide

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0 Percent

In this modern and sophisticated era of technological advancements, banks and credit card companies are offering credit cards for the facilitation of the customers. There are ways to attain 0 percent interest rate, of course, and everybody should look forward to it. We are going to let you avail a number of simple procedures that will greatly lower interest rate of your credit card, hence saving you dollars.

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0 Period Effects

The optimum benefit that you can achieve from the credit card is to clear away all the balances off your credit card within the 0 percent period, that is, when you are a new customer or when there is an attractive promotion meant for the new customers, and you being the existing customer gets benefited. Even beyond a month from the promotional period, the interest rates rocket sky high. It’s clever of you if you don’t let go of this 0% period and availing the 0 percent on interest offer.

Hot Credit Card Offers
Hot Credit Card Offers
Type Brand Annual Fee APR Cashback Bonus Details/Apply
           
The First Progress Platinum Elite MasterCard(R) Secured Credit Card
  Master
Card(R)
$29 19.99% N/A
 
 

 

* This online application is subject to the terms and conditions as described in the Important Information Section of the application.

What are Introductory Rates?

Introductory rates are the lowest possible interest rates charged for a specified time period, and the customers can take full advantage of it by paying off his/her credit card balances within the specified time frame till the offer gets expired. It ranges from as low as 0 percent interest on purchases till 4 percent, on a pre calculated basis.

Lowest Percent Rates

DontSpendMore.com is a useful Web forum today, where you can search for the interest rates of different credit card companies that are being offered to the new customers and you can get an idea of what you are actually being charged off from your credit card company, whether it’s making false claims to their existing customers like you, or attracting new with even lowest rates. This could result in an injury for the existing customer whilst losing trust in the company and high customer turnover due to bad worth of mouth.

0% Period Deals

Various credit card companies are offering a number of deals to its customers from a period of even 18 months. These deals are mainly focused on new customers. For instance, an XYZ company’s Credit Card gives 0% for 16 months.

Conclusion

From the discussion, it is made quite vivid that new customers are valued and the existing customers also get benefited from the deals and packages and exciting promotional offers, delivered by the credit card companies. In terms of security, if your credit card is stolen and used with a fraudulent intent, you can notify your credit card company about the mishap you don’t really have to pay a single cent out of your pocket, at any interest rate, as the credit card company resolves this matter for you. This also adds value to the offering and thus gaining trust in the credit card company.

See Credit Card Offering 0 Interest on Purchase, Free Credit Card Finder, 0% Balance Transfer Credit Card, Low Rate Credit Card Offer Credit Cards that Earn Cash Back Apply for a Credit Card Comparing Credit Card Offers

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