Tell A Friend About This Wonderful Site  





How Can You Lower Your Credit Card Interest Rate?

Even though, low interest for a lifetime may sound wonderful, is it for real?

The banks these days are disreputable in offering crazy offers and trapping the ordinary people with the charms and opportunities they offer in order to lower your credit card interest rate. However, the first step is guessing out what you need to do to hang onto that rate.

Choose a low rate credit card offer at

Click here to compare and save on credit cards. Low APR and 0% APR credit card offers from multiple providers. Click here to save now.

Opt Out Of Higher Interest Rate Traps

When your interest rate upsurges, you’ll usually have an opt-out time permitting you to decline the interest rate change. On the other hand, if you opt-out, your personal account will be closed and you can linger to pay your balance at the lesser interest rate. As soon as the balance has been completely reimbursed, you won’t be able to use the credit card, as the account has been closed.

Hot Credit Card Offers
Hot Credit Card Offers
Type Brand Annual Fee APR Cashback Bonus Details/Apply
The First Progress Platinum Elite MasterCard(R) Secured Credit Card
$29 19.99% N/A


* This online application is subject to the terms and conditions as described in the Important Information Section of the application.

There are a few cases where you might not need to close your card account as it will upset your credit score – like when it previously has a balance on it or it’s your oldest credit card. In that situation, there are certain other things you can do.

Negotiate For A Lower Rate
It is always advisable to call the credit card provider and get it lowered. If your interest rate has amplified because of a felony or failure to pay on your part, you may be unable to get the interest rate increased, even if it was with a dissimilar credit card.

Alternatively, if you have always remunerated your account on time and one blunder lead to an increased interest rate, you may be able to talk your bank into lowering your interest rate.

On condition that you carry on to make your outlays on time and stay within your credit limit, your credit card provider may cut your interest rate after six to twelve months. Don’t be hesitant to call and request for a lower rate if you have to.

Shed Light On The Deal

Every now and then you need to purchase more stuff to latch in that rate. Every so often, a company will call for something else in order to get that stable low rate.

Watch Your Steps, Keep A Watchful Eye

Even if the deal attraction is for real, be very cautious. Be punctual and even if you do get a proposal, keep in mind the fundamentals -- pay your bills on time! Never build debt on a credit card, it’s the worst you can do.

Never Fall In The Trap

Nonetheless, if you fail to make a payment on time, and missing a payment can be only a time that can direct you to the credit fine box. They can rush you to the most awful interest rates.

Most credit cards these days have conditions that say if you are incapable of reimbursement on time, on any credit card, they can jack up your rate. But few credit-card onlookers are now keen-sighted that even late payments on utility bills can reason card rates to jump.

At, you can apply for your credit card online and receive an instant approval, where possible. That’s about as easy as it gets.

Compare Credit Cards

Thank you for visiting us. Do consider visiting to compare and save on credit cards, cell phones, loans, long distance, mortgages, Internet access, and more.


Compare Credit Cards

Click here to find out how to save money on credit cards

Compare and save on credit cards, cell phone, long distance, Internet access, mortgages, insurance, and more at

 Home     Contact Us     Partners     Tell A Friend     Privacy Policy     About Us     Terms of Service


(c) Copyright Resume Corner, Inc. All rights reserved.