How can I get Credit at 0% Interest

Credit and Interest

When you apply for a credit card you most likely do not think about the amount of money you will be paying for interest.  This is because most individuals are simply interested in having a card that they can use when they want to travel or make a purchase.  While a credit card can help you with these things, you should be asking yourself how can I get credit at 0% interest? Get a credit card with 0% interest at DontSpendMore.com

Interest Rate Facts

Most people will pay attention to the amount of interest that they are going to be paying when they first get their credit cards.  You will see that this interest rate may not always be as low as you would like it to be.  There are some credit card facts that you should really know.

1. Your introductory interest rate may change once you have had the card for a few months.  This is not uncommon but it is something that most people pay attention to.  That is why you need to look at the fine print before you apply for a credit card.
2. Many credit card companies have it set up so that you will have a higher interest rate if you do not make your payments on time.  Therefore, if you are late with your payment one time you will have a higher interest rate.

Hot Credit Card Offers Type Brand Annual Fee APR Cashback Bonus Details/Apply             The First Progress Platinum Elite MasterCard(R) Secured Credit Card   Master Card(R) $29 19.99% N/A       * This online application is subject to the terms and conditions as described in the Important Information Section of the application.

Compare credit card offers at DontSpendMore.com

How Can I Get Credit at 0%

So, after knowing these facts you are probably asking yourself how you can get credit that has a very low interest rate.  It is possible if you just know where to start and what to do.

1. Compare different credit card offers at DontSpendMore.com.
2. Think about a obtaining a secured line of credit.  You will only be able to spend what you have on the card but it may be a great way to ensure lower interest rates. 
3. Speak with your bank about a 90 day note.  These are much shorter loans but they will have much lower interest rates if you are great.

Review what your 0% interest will be on.  This is important because you will find that some purchases are not going to qualify for that low rate.

Bad Credit

If you have poor credit but you want to know how to get credit with 0% interest or low interest then you should know that there are some things that you can do.  The next time that you ask yourself “ how can I get credit” try the following tips:

1. Find credit cards that were made for individuals with poor credit.  Yes, these do exist.
2. Consider a credit card for a retail store.  If nothing else it might help you establish good credit. 

Click here to find out how to save money on credit cards

Compare and save on credit cards, cell phone, long distance, Internet access, mortgages, insurance, and more at www.dontspendmore.com

 Home     Contact Us     Partners     Tell A Friend     Privacy Policy     About Us     Terms of Service