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What Credit Card is Best for Me?

Way above the regular card, the premium credit card is considered as the best credit card to be with. It has all the perks and prerequisites of being in an entirely different class altogether. However, to attain a premium card, you have to have a balance of more than the minimum amount as per bank policy.

Otherwise, you do not qualify for a premium but just get a standard credit card, like all normal people. In all banks and places and companies, there is probably no card higher than the premium. It has the highest limit with the best possible advantages to it which makes you wonder whether the people who can afford the premium actually need all those profitable schemes.  But of course, the best accounts will get the best deals, won’t they?

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Why Is It The Best?

In all categories of life, there is always something that is at the top, which has the most value. In the category of credit cards, the premium takes the prize. It’s limit is way more than a standard and is extremely selective, only available to those with an excellent credit (or rather, the highest credit) as their annual fee is very high, marking mostly only a well-off man or woman can carry a premium card. They also have monthly deals but since the carrier can afford to pay annually, they mostly always do.

At, you can compare and apply for low APR and 0% APR credit cards. These offers are ideal in terms of bringing down your interest expenses and also a viable platform to become debt free.

Hot Credit Card Offers
Hot Credit Card Offers
Type Brand Annual Fee APR Cashback Bonus Details/Apply
The First Progress Platinum Elite MasterCard(R) Secured Credit Card
$29 19.99% N/A


* This online application is subject to the terms and conditions as described in the Important Information Section of the application.

Rewards And Much More

With the premium card, a bonus is there. Other than that, you get points for the money you spend, earning some of your money back if you look at it altogether, being somewhat generous. There is also no transaction fee when you are using it in foreign land, making it the best use for business men or other vocational people who like to travel a lot. And as for travelling, if you’re a frequent traveler than the premium card is definitely the card for you.  The free miles and the bonus points for travelling are really an awesome thing. You can redeem your miles and travel free at times, a plus point is considering the air rates these days.

A premium card also allows you to have certain benefits such as having a business class lounge at the airport or a free upgrade on your plane ticket, if you’re lucky. And it also saves a huge amount of money.

Limits Sky High

A premium credit card has a very high limit and you can even buy an expensive car on a credit card if you have a premium. The limit is usually divided amongst family members as well who all have connected cards and is mostly for the rich but the average person can also get a hold of the premium if his bank account balance has a steady income.

It’s expensive, definitely, but for everything great there’s a certain price. Without it, it won’t be great. The premium is exactly that. It gives you an experience of knowing and getting what you want.

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