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Cheap Credit Card - Getting One
Click here to
compare and find cheap credit card deals. Instant
decision!
Every credit card company
advertises a cheap credit card that won't burn a hole in the pocket yet
only a few actually live up to their claims. So what exactly is a cheap
credit card? It really depends on what you define as cheap -- low
interest rates, no/low annual fee, lower finance charges, etc. So how
does one go about securing a cheap credit card exactly? We have
outlined a few simple steps:
How's your credit? The better your credit, the easier it will be for you to obtain a good credit card deal (cheap credit card if that's what you like to call it). If your current credit rating is not very good, you must make an attempt to improve it. Our article on improving credit may help you in this direction. In addition, FTC's website is also a very good resource.
Click here to compare and find cheap credit card deals. Instant decision!
Hunt them down. When you are in shopping mode, don't you hunt down the best deals -- online and off-line? The same can be done for credit cards as well. Carefully research different credit card offers available. Make a comparison table for evaluating the different terms, such as APR, Annual Fee, Finance Charges, etc. DontSpendMore.com has made the job slightly easier for you. We have already tabulated key terms, allowing you to compare cheap credit card deals at one glance. Don't ever miss reading the fine print to clearly understand what you are getting into.
Click here to
compare and find cheap credit card deals. Instant decision!
Initiate a balance transfer. If your current credit card issuer charges you very high interest rates, call them and request for a lower interest rate. If they refuse, initiate a balance transfer and transfer your existing balances to a cheap credit card with a low or 0 APR. Be careful again! Sometimes the APR may change to a higher APR after a certain time period. You must read the disclosure statement to understand these terms. Our article on balance transfer provides some additional hints in this direction.
Click here to compare and find cheap credit card deals. Instant decision!
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