{"id":730,"date":"2013-04-05T23:37:39","date_gmt":"2013-04-05T23:37:39","guid":{"rendered":"http:\/\/www.dontspendmore.com\/blog\/?p=730"},"modified":"2013-04-05T23:37:39","modified_gmt":"2013-04-05T23:37:39","slug":"online-credit-card-payments","status":"publish","type":"post","link":"http:\/\/www.dontspendmore.com\/blog\/index.php\/online-credit-card-payments\/","title":{"rendered":"Online Credit Card Payments"},"content":{"rendered":"<p>By David<\/p>\n<p>You may have heard that there is a new option available for those looking to pay their credit cards. If so, you have heard correctly. No longer must you suffer through the tedious process of paying your credit cards with checks sent through the ponderously slow mailing system. Instead, you can make <b>online credit card payments<\/b>.<\/p>\n<p><a href=\"http:\/\/www.dontspendmore.com\/creditcards.cfm\" target=\"_blank\">Click here to compare low APR and 0% interest credit card offers. Free comparison tools and reviews.<\/a><\/p>\n<p><b>Through your banks website<\/b><\/p>\n<p>The first way for you to go about making <b>online credit card payments<\/b> is to go through your banks website. In order to do this you must first login to your banks website and go to the bill pay section. Next you\u2019ll need to set up a \u201cpay to\u201d account for your credit card.<\/p>\n<p>This is a fairly simple process. You\u2019ll select your credit card company from a list of companies that accept payments from your bank and then enter your card information including name, number, expiration date, and CCV (a 3 or 4 digit security code on the back of your card next to the signature line). Once this information is entered you will want to save it, thus creating your \u201cpay to\u201d account for the credit card. Once set up you just select the account, enter the amount you would like to pay and send the payment.<\/p>\n<p><a href=\"http:\/\/www.dontspendmore.com\/creditcards.cfm\" target=\"_blank\">Click here to compare low APR and 0% interest credit card offers. Free comparison tools and reviews.<\/a><\/p>\n<p>Another option available through your bank is the automatic payment system. This is a simple matter of setting up the \u201cpay to\u201d account as above and selecting the \u201crecurring\u201d option when you submit your payment. This will schedule an automatic payment for that amount each month. This option is great if you have a fairly consistent amount to pay each month and helps avoid accidental late fees.<\/p>\n<p><b>Through your cards website<\/b><\/p>\n<p>The other method for making an <b>online credit card payment<\/b> is through your credit card company\u2019s website. This method is only a little different from using your banks site. You will want to logon, and select the \u201cmake a payment\u201d button located somewhere on your main page. Once on the payments page, enter your payment information (either for a check or a debit card) and the amount you wish to pay and then send your payment. This type of payment usually goes through right away, unlike the through the bank method which can take a few days.<\/p>\n<p>If you paid with your debit card, you can save this information for future <b>online credit card payments<\/b> and even use it to set up automatic payments. This type of automatic payment is a little different as you do not set the amount being paid, but rather your debit card will simply be charged the minimum balance due each month. This is a great option for avoiding any accidental late fees, and you can always go in manually and pay more on your card later if you so choose.<\/p>\n<p>So, you are now aware of the different types of <b>online credit card payment<\/b> methods and how to set them up. Make sure you use these great tools to make sure your credit card is paid off on time each month.<\/p>\n<p><a href=\"http:\/\/www.dontspendmore.com\/creditcards.cfm\" target=\"_blank\">Click here to compare low APR and 0% interest credit card offers. Free comparison tools and reviews.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>By David You may have heard that there is a new option available for those looking to pay their credit cards. If so, you have heard correctly. No longer must you suffer through the tedious process of paying your credit cards with checks sent through the ponderously slow mailing system. Instead, you can make online [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-730","post","type-post","status-publish","format-standard","hentry","category-credit-cards"],"_links":{"self":[{"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/posts\/730","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/comments?post=730"}],"version-history":[{"count":1,"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/posts\/730\/revisions"}],"predecessor-version":[{"id":731,"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/posts\/730\/revisions\/731"}],"wp:attachment":[{"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/media?parent=730"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/categories?post=730"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/tags?post=730"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}