{"id":610,"date":"2013-03-31T11:08:35","date_gmt":"2013-03-31T11:08:35","guid":{"rendered":"http:\/\/www.dontspendmore.com\/blog\/?p=610"},"modified":"2013-03-31T11:10:29","modified_gmt":"2013-03-31T11:10:29","slug":"new-credit-card-payments-make-the-process-a-breeze","status":"publish","type":"post","link":"http:\/\/www.dontspendmore.com\/blog\/index.php\/new-credit-card-payments-make-the-process-a-breeze\/","title":{"rendered":"New Credit Card Payments Make The Process A Breeze"},"content":{"rendered":"

By David<\/p>\n

It used to be that in order to pay your credit card you had to wait for your statement, write a check, address the envelope, stamp it, and send it out, making sure to get it out a couple days before the due date so that it would be postmarked on time. Now there are newer and easier credit card payment methods<\/b> to make your life a little simpler.<\/p>\n

Click here to compare credit card offers with 0% APR, cash back bonuses, no annual fee, and more. Free comparison of hundreds of credit cards.<\/a><\/p>\n

Over the Phone<\/span> \u2013 One option available these days, and a great credit card payment method<\/b> for anyone who doesn\u2019t wish to mess with computers is to make payments over the phone. There are a couple ways of doing this; either by check, or by debit card. Simply call up your credit card company and use the on phone guide to direct you to the appropriate department. Once you have a representative on the line you\u2019ll want to tell them your account number and let them know you\u2019d like to make a payment. They should guide you through the rest of the process.<\/p>\n

Estimated time to payment: 10-30 min<\/b>.<\/p>\n

Manual Online Payments<\/span> \u2013 If you are comfortable using computers, disciplined enough to remember your bills each month, and like the ability to adjust your payments on a case by case basis, then this is the credit card payment method<\/b> for you. Like the over the phone option, this method has a couple of different avenues to choose from. You can either, go directly to the credit card\u2019s web site and pay through it utilizing a check or debit card or you can use your banks web site, set up a \u201cpay to\u201d account and send payments through it. Either way after the initial setup you can choose to have the website save your payment information for future payments which makes this a quick and easy option.<\/p>\n

Estimated time to payment: 5-15 min.<\/b><\/p>\n

Automatic Online Payments<\/span> \u2013 Assuming you are comfortable using a computer and making consistent sized payments, this is a great credit card payment method<\/b>. This particular method is especially helpful if you accidently forget to pay your card one month, as it, once set up will automatically send a payment for you, helping you avoid late fees. As with the other options there\u2019re a couple of ways to do this. You can either, go through the credit cards web site and set it up so that it will automatically debit your checking account or you can set up a \u201cpay to\u201d account on your banks website and set up an automatic recurring payment. Either way you\u2019ll be protecting yourself from late fees. Just be sure not to spend more on your credit cards than you\u2019ll have in your account or you may end up with some overdraft fees.<\/p>\n

Estimated time to payment: 0 min.<\/b><\/p>\n

So whether you\u2019re tired of the old write a check and wait method, or if you\u2019re just looking for a new way to pay to spice things up, you have some great credit card payment methods<\/b> to choose from.<\/p>\n

Click here to compare credit card offers with 0% APR, cash back bonuses, no annual fee, and more. Free comparison of hundreds of credit cards.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

By David It used to be that in order to pay your credit card you had to wait for your statement, write a check, address the envelope, stamp it, and send it out, making sure to get it out a couple days before the due date so that it would be postmarked on time. Now […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-610","post","type-post","status-publish","format-standard","hentry","category-credit-cards"],"_links":{"self":[{"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/posts\/610","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/comments?post=610"}],"version-history":[{"count":3,"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/posts\/610\/revisions"}],"predecessor-version":[{"id":613,"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/posts\/610\/revisions\/613"}],"wp:attachment":[{"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/media?parent=610"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/categories?post=610"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/tags?post=610"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}