{"id":407,"date":"2013-03-18T00:57:35","date_gmt":"2013-03-18T00:57:35","guid":{"rendered":"http:\/\/www.dontspendmore.com\/blog\/?p=407"},"modified":"2013-03-18T00:57:35","modified_gmt":"2013-03-18T00:57:35","slug":"credit-card-gift-card-the-gift-of-choice","status":"publish","type":"post","link":"http:\/\/www.dontspendmore.com\/blog\/index.php\/credit-card-gift-card-the-gift-of-choice\/","title":{"rendered":"Credit Card Gift Card: The Gift Of Choice"},"content":{"rendered":"<p>By Matt<\/p>\n<p>Credit card gift cards are now widely available for purchase. They can be found at your local supermarket or gas station, or they can be easily purchased online. Gift cards give the gift recipient the option to spend wherever credit cards are accepted. If you are having trouble coming up with the perfect idea for someone on your gift list, then consider giving them the gift of choice. They will be able to choose something that they will value, and you can rest assured that your gift won\u2019t end up collecting dust in the back of the closet, or worse yet, being re-gifted.<\/p>\n<p><a href=\"http:\/\/www.dontspendmore.com\/creditcards.cfm\" target=\"_blank\">Click here to compare credit card gift cards<\/a><\/p>\n<p><strong>Who to give it to?<\/strong><\/p>\n<p>Basically, anyone could potentially appreciate a credit card gift card. However, as with all instances of gift giving, some discretion is advised when determining if it is an appropriate gift. For example, you probably wouldn\u2019t want to give one to your mom any more than you would consider cutting her a check for her birthday. Here are some circumstances where gift cards are ideal:<\/p>\n<ul>\n<li><strong>Friends who live far away or overseas.<\/strong> You will be able to avoid costly shipping charges, and remain secure in the knowledge that the gift card has almost universal acceptance. In these circumstances a credit card gift card is superior to a store gift card, because you can guarantee that it can be used almost anywhere<\/li>\n<li><strong>Wedding or engagement gifts.<\/strong> If you feel uncomfortable handing over an envelope full of cash, then a gift card makes a suitable alternative.<\/li>\n<li><strong>Gifts for children and young adults.<\/strong> You won\u2019t have to research the newest and most popular items for specific age groups. They can choose to spend as they please, and they will probably think having their own credit card is pretty cool.<\/li>\n<li><strong>Virtually any situation where you can\u2019t come up with a suitable gift idea.<\/strong> To a certain extent a gift card may offer a personal touch over cash or a check.<\/li>\n<\/ul>\n<p><strong>What to watch for<\/strong><\/p>\n<p>Beware of gift cards with a multitude of fees that will chip away at the face value of the card.\u00a0 Here are some charges that you might run into:<\/p>\n<ul>\n<li><strong>Activation fees.<\/strong>\u00a0 These only apply on some cards; they are generally deducted from the original balance of the card.<\/li>\n<li><strong>Service or transaction fees.<\/strong> This is where you can really lose your shirt.\u00a0 Transaction fees can be up to four dollars. Kind of a bummer if you\u2019re eight years old and you use your gift card to buy a one dollar chocolate bar for five bucks.<\/li>\n<li><strong>Maintenance fees.<\/strong> Cards that do not get used within the first twelve months are typically subject to maintenance fees which will mean a monthly deduction from the card balance until it dries up.<\/li>\n<\/ul>\n<p>A credit card gift card is a great idea for that person who is difficult to buy for, or in circumstances where a physical gift is impractical. Make sure you understand the fee structure, in some cases it may be more expedient to simply give cash or a check.<\/p>\n<p><a href=\"http:\/\/www.dontspendmore.com\/creditcards.cfm\" target=\"_blank\">Click here to compare credit card gift cards<\/a><\/p>\n<p><!--[if gte mso 9]><xml>\n <w:WordDocument>\n  <w:View>Normal<\/w:View>\n  <w:Zoom>0<\/w:Zoom>\n  <w:TrackMoves\/>\n  <w:TrackFormatting\/>\n  <w:PunctuationKerning\/>\n  <w:ValidateAgainstSchemas\/>\n  <w:SaveIfXMLInvalid>false<\/w:SaveIfXMLInvalid>\n  <w:IgnoreMixedContent>false<\/w:IgnoreMixedContent>\n  <w:AlwaysShowPlaceholderText>false<\/w:AlwaysShowPlaceholderText>\n  <w:DoNotPromoteQF\/>\n  <w:LidThemeOther>EN-US<\/w:LidThemeOther>\n  <w:LidThemeAsian>X-NONE<\/w:LidThemeAsian>\n  <w:LidThemeComplexScript>X-NONE<\/w:LidThemeComplexScript>\n  <w:Compatibility>\n   <w:BreakWrappedTables\/>\n   <w:SnapToGridInCell\/>\n   <w:WrapTextWithPunct\/>\n   <w:UseAsianBreakRules\/>\n   <w:DontGrowAutofit\/>\n   <w:SplitPgBreakAndParaMark\/>\n   <w:DontVertAlignCellWithSp\/>\n   <w:DontBreakConstrainedForcedTables\/>\n   <w:DontVertAlignInTxbx\/>\n   <w:Word11KerningPairs\/>\n   <w:CachedColBalance\/>\n  <\/w:Compatibility>\n  <m:mathPr>\n   <m:mathFont m:val=\"Cambria Math\"\/>\n   <m:brkBin m:val=\"before\"\/>\n   <m:brkBinSub m:val=\"&#45;-\"\/>\n   <m:smallFrac m:val=\"off\"\/>\n   <m:dispDef\/>\n   <m:lMargin m:val=\"0\"\/>\n   <m:rMargin m:val=\"0\"\/>\n   <m:defJc m:val=\"centerGroup\"\/>\n   <m:wrapIndent m:val=\"1440\"\/>\n   <m:intLim m:val=\"subSup\"\/>\n   <m:naryLim m:val=\"undOvr\"\/>\n  <\/m:mathPr><\/w:WordDocument>\n<\/xml><![endif]--><\/p>\n<p class=\"MsoNormalCxSpFirst\"><span lang=\"EN-CA\">Beware of gift cards with a multitude of fees that will chip away at the face value of the card.<span style=\"mso-spacerun: yes;\">\u00a0 <\/span>Here are some charges that you might run into:<\/span><\/p>\n<p class=\"MsoNormalCxSpLast\"><span lang=\"EN-CA\">\u00a0<\/span><\/p>\n<p class=\"MsoListParagraphCxSpFirst\" style=\"margin-left: 78.0pt; mso-add-space: auto; text-indent: -21.3pt; mso-list: l0 level1 lfo1;\"><span lang=\"EN-CA\" style=\"font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;\"><span style=\"mso-list: Ignore;\">\u00b7<span style=\"font: 7.0pt 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/span><\/span><\/span><span lang=\"EN-CA\">Activation fees.<span style=\"mso-spacerun: yes;\">\u00a0 <\/span>These only apply on some cards; they are generally deducted from the original balance of the card.<\/span><\/p>\n<p class=\"MsoListParagraphCxSpMiddle\" style=\"margin-left: 78.0pt; mso-add-space: auto; text-indent: -21.3pt; mso-list: l0 level1 lfo1;\"><span lang=\"EN-CA\" style=\"font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;\"><span style=\"mso-list: Ignore;\">\u00b7<span style=\"font: 7.0pt 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/span><\/span><\/span><span lang=\"EN-CA\">Service or transaction fees. This is where you can really lose your shirt.<span style=\"mso-spacerun: yes;\">\u00a0 <\/span>Transaction fees can be up to four dollars. Kind of a bummer if you\u2019re eight years old and you use your gift card to buy a one dollar chocolate bar for five bucks.<\/span><\/p>\n<p class=\"MsoListParagraphCxSpLast\" style=\"margin-left: 78.0pt; mso-add-space: auto; text-indent: -21.3pt; mso-list: l0 level1 lfo1;\"><span lang=\"EN-CA\" style=\"font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;\"><span style=\"mso-list: Ignore;\">\u00b7<span style=\"font: 7.0pt 'Times New Roman';\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/span><\/span><\/span><span lang=\"EN-CA\">Maintenance fees. Cards that do not get used within the first twelve months are typically subject to maintenance fees which will mean a monthly deduction from the card balance until it dries up.<\/span><\/p>\n<p class=\"MsoNormalCxSpFirst\"><span lang=\"EN-CA\">\u00a0<\/span><\/p>\n<p><span lang=\"EN-CA\" style=\"font-size: 12.0pt; mso-bidi-font-size: 11.0pt; font-family: 'Calibri','sans-serif'; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman'; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-CA; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;\">A credit card gift card is a great idea for that person who is difficult to buy for, or in circumstances where a physical gift is impractical. Make sure you understand the fee structure, in some cases it may be more expedient to simply give cash or a check.<\/span><\/p>\n<p><!--[if gte mso 9]><xml>\n <w:LatentStyles DefLockedState=\"false\" DefUnhideWhenUsed=\"true\"\n  DefSemiHidden=\"true\" DefQFormat=\"false\" DefPriority=\"99\"\n  LatentStyleCount=\"267\">\n  <w:LsdException Locked=\"false\" Priority=\"0\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Normal\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"9\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"heading 1\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 3\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 4\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 5\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 6\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 7\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 8\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"9\" QFormat=\"true\" Name=\"heading 9\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 1\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 3\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 4\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 5\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 6\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 7\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 8\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"39\" Name=\"toc 9\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"35\" QFormat=\"true\" Name=\"caption\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"10\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Title\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"1\" Name=\"Default Paragraph Font\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"11\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Subtitle\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"22\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Strong\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"20\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Emphasis\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"59\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Table Grid\"\/>\n  <w:LsdException Locked=\"false\" UnhideWhenUsed=\"false\" Name=\"Placeholder Text\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"1\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"No Spacing\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light Shading\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light List\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light Grid\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Shading 1\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Shading 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium List 1\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium List 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 1\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 3\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Dark List\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful Shading\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful List\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful Grid\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 1\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light List Accent 1\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 1\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 1\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 1\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 1\"\/>\n  <w:LsdException Locked=\"false\" UnhideWhenUsed=\"false\" Name=\"Revision\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"34\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"List Paragraph\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"29\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Quote\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"30\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Intense Quote\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 1\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 1\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 1\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 1\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Dark List Accent 1\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 1\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 1\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 1\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light List Accent 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Dark List Accent 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 2\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 3\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light List Accent 3\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 3\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 3\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 3\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 3\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 3\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 3\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 3\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 3\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Dark List Accent 3\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 3\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 3\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 3\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 4\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light List Accent 4\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 4\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 4\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 4\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 4\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 4\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 4\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 4\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 4\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Dark List Accent 4\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 4\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 4\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 4\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 5\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light List Accent 5\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 5\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 5\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 5\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 5\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 5\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 5\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 5\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 5\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Dark List Accent 5\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 5\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 5\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 5\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"60\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light Shading Accent 6\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"61\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light List Accent 6\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"62\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Light Grid Accent 6\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"63\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Shading 1 Accent 6\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"64\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Shading 2 Accent 6\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"65\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium List 1 Accent 6\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"66\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium List 2 Accent 6\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"67\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 1 Accent 6\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"68\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 2 Accent 6\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"69\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Medium Grid 3 Accent 6\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"70\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Dark List Accent 6\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"71\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful Shading Accent 6\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"72\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful List Accent 6\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"73\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" Name=\"Colorful Grid Accent 6\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"19\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Subtle Emphasis\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"21\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Intense Emphasis\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"31\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Subtle Reference\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"32\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Intense Reference\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"33\" SemiHidden=\"false\"\n   UnhideWhenUsed=\"false\" QFormat=\"true\" Name=\"Book Title\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"37\" Name=\"Bibliography\"\/>\n  <w:LsdException Locked=\"false\" Priority=\"39\" QFormat=\"true\" Name=\"TOC Heading\"\/>\n <\/w:LatentStyles>\n<\/xml><![endif]--><!--[if gte mso 10]>\n\n\n<style>\n \/* Style Definitions *\/\n table.MsoNormalTable\n\t{mso-style-name:\"Table Normal\";\n\tmso-tstyle-rowband-size:0;\n\tmso-tstyle-colband-size:0;\n\tmso-style-noshow:yes;\n\tmso-style-priority:99;\n\tmso-style-qformat:yes;\n\tmso-style-parent:\"\";\n\tmso-padding-alt:0in 5.4pt 0in 5.4pt;\n\tmso-para-margin-top:0in;\n\tmso-para-margin-right:0in;\n\tmso-para-margin-bottom:10.0pt;\n\tmso-para-margin-left:0in;\n\tmso-pagination:widow-orphan;\n\tfont-size:11.0pt;\n\tfont-family:\"Calibri\",\"sans-serif\";\n\tmso-ascii-font-family:Calibri;\n\tmso-ascii-theme-font:minor-latin;\n\tmso-hansi-font-family:Calibri;\n\tmso-hansi-theme-font:minor-latin;\n\tmso-ansi-language:EN-CA;}\n<\/style>\n\n\n<![endif]--><\/p>\n","protected":false},"excerpt":{"rendered":"<p>By Matt Credit card gift cards are now widely available for purchase. They can be found at your local supermarket or gas station, or they can be easily purchased online. Gift cards give the gift recipient the option to spend wherever credit cards are accepted. If you are having trouble coming up with the perfect [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-407","post","type-post","status-publish","format-standard","hentry","category-credit-cards"],"_links":{"self":[{"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/posts\/407","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/comments?post=407"}],"version-history":[{"count":1,"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/posts\/407\/revisions"}],"predecessor-version":[{"id":408,"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/posts\/407\/revisions\/408"}],"wp:attachment":[{"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/media?parent=407"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/categories?post=407"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.dontspendmore.com\/blog\/index.php\/wp-json\/wp\/v2\/tags?post=407"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}