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  • Save Credit Card Interest Rates: Top Five Steps

    By Tanya

    One of the first things that people look at before accepting a credit card is the interest rate. The rate offered to you will differ from the one that is offered to other credit card customers because it is based on your credit score and credit history. For instance, a person who has had the card for many years and has always paid on time may have an interest rate of 10%. However, those who are new to credit or have poor credit may have an interest rate in the mid to high 20’s. Interest rates can make a huge difference in the amount you pay monthly and the time it will take to pay the card off, but there is good news: there are legitimate ways to save credit card interest rates.

    Click here to compare different credit card interest rates and save hundreds of dollars every year. Some cards offer 0% intro APRs.

    Step 1: How much interest are you paying?

    The first thing you must do is find out how much you are paying in interest. If you have never really gone over your credit card statement, you can usually find your annual percentage rate at all the way at the top or all the way at the bottom of the statement. If you have a really good understanding of interest rates and math, you can find your APR, combine it with what you owe and figure out how much you are paying and will be paying until the card is clean. Take a look at this example:

    Mrs. Jones owes $10,000 on her credit card. Her interest rate is 29%. She is only able to make the minimum payment which means that in the end she will have paid out $85,500. Now replace the 29% interest rate with 9% and she will end up paying $14,000. This is a difference of over $75,000. Looking at this it is clear to see how important knowing what your interest rate is. If you do not know this information you cannot fight to get it to a lower level.

    Step 2: Shop around for lower rates

    Pull out your cards and get online to do some research. At DontSpendMore.com you can compare interest rates offered on different credit cards and sign-up for the lowest offer. You may be shocked to see that new customers are being offered rates that are much lower than yours. Imagine seeing your credit card being offered to newbies at a 12% APR when you are paying over 20%. You may not be able to get the 12%, but you might be able to get it down lower than it currently is. However, you have to have this information handy before you call your credit card company so that you are prepared for a negotiation.

    Step 3: Compare national averages

    The next step to take is to compare the national averages to your own rate. There are several places online where you can get this information. In order to figure out how your rate matches up you must know what your credit score is. Your rates are directly connected to your FICO score — and these days other scores as well. This information will also help you in your negotiations when it finally comes to that.

    Step 4: Do the math

    Now that you know your credit score you can figure out what rate you should really be paying. Since many people do not know about this aspect of the credit card world, it often slips past them. This is something that credit card companies depend on. You can figure out the proper rate for you by viewing a website providing national averages.

    Step 5: Call The Credit Card Company

    Now that you are armed with knowledge, it is time to call your credit card company. For many people it feels awkward to ask for something from a business, but do not be afraid or feel intimidated. They are there to serve you. Explain your situation and see what you are told. Many times the first person you speak to will say that there is nothing they can do to help you. When this happens (and it will), ask to speak to someone who can help you. Do not take no for an answer and do not give up until you get someone on the line who can deal with the issue at hand.

    Getting your interest rates lowered is not something that happens overnight; it is a process so you must be willing to do the work and be patient. Remember that these companies lower their customer’s rates all the time, not that this is something that they advertise. But, as long as you are in the know you can get what you want out of your credit cards.

    Click here to compare different credit card interest rates and save hundreds of dollars every year. Some cards offer 0% intro APRs.

  • Hotel Credit Cards: What You Should Know

    By Tanya

    There are many different types of credit cards. There are traditional credit cards, cards that are for specific stores, cards for medical care and cards for catalog shopping. These are all popular, but if you are the traveling type, the best one you can have is a hotel credit card.

    There are a few things to keep in mind about hotel cards and savings; you can get a traditional card that gives you point rewards towards hotel stays, or you can get a card that is specific to the hotel or chain of your choice. For instance, if you are prefer to stay at the XYZ Hotel when you travel, you can apply for a XYZ-specific card that can only be used for hotels stays within the umbrella of the same brand. The purpose of this article is to help you to decide what type of hotel credit card best suits your needs and the important things you should know about them.

    Click here to compare different credit cards, including cards designed for travel and hotel stays.

    Choosing the best card for you

    Many hotels that offer their own lines of credit also offer sign up bonuses. As tempting as these bonuses are — and some are extremely tempting — you should never commit to a card simply because of the bonuses offered. Just because a bonus looks good does not mean the overall deal is good. For example, a higher deal on bonuses may mean a higher annual fee, so be diligent during your research.

    For those of you who prefer a specific hotel chain, think about choosing a card that provides you with discounts with that chain. These types of cards typically come with an annual fee attached to them. If you are a more flexible traveler and do not have a specific chain you are loyal to, your best bet is going with a card that does not have any annual fees and travel rewards that are more flexible. By using a card that is not brand name specific, you will likely be able to redeem your rewards not only for hotel stays, but for plane tickets, car rentals and other travel needs. In addition, if you are not a frequent traveler you may benefit from getting a card that will allow you to get cash back. This is great for vacations as well as travel savings.

    Annual fees

    As stated above, most hotel specific cards will require you to pay an annual fee. However, you should not let this stop you from getting one, especially if you are someone who travels frequently. The reason for this is that most annual fees come along with introductory deals that are very generous. This will usually end up giving you more bang for your buck due to the fact that the rewards you get will significantly exceed the annual fees. For the lesser traveled person, a card with zero annual fees is still a good deal. This is because each time that you travel your rewards are adding up so that you can get at least one free or low cost trip per year.

    If you are considering getting a hotel credit card, check out DontSpendMore.com to help you compare your options. It is always a good idea to shop around and compare cards before making a commitment to any card company.

    Click here to compare different credit cards, including cards designed for travel and hotel stays.

  • How To Chase Travel Rewards In Three Easy Steps

    By Tanya

    From extra work to more savings, we are constantly chasing our dreams. In this article, we will show you how to chase travel rewards in three simple steps.

    For those who travel frequently, credit card rewards that help defray costs are a major advantage. They help lower the overall price of family vacations, business trips and any other travel purpose. If you are not familiar with travel rewards, they are points added to specific credit cards that you can redeem on airline tickets and other travel needs. Some allow you to redeem your points for hotels and car rentals. The challenging part about choosing a reward program is that there are so many out there. Here you will find out how to chase travel rewards in three easy steps so you can get the best deals for your needs.

    Click here to compare credit cards that offer travel rewards. Free comparison tools.

    Step 1: Figure out your flying frequency

    Think about how much time you spend in the air. This is one of the most important things to consider while deciding on the best credit card to go with. The more you travel, the more points you will earn and this can turn into a great deal of savings over a stretch of time. Several of the best credit card travel rewards come along with a high annual fee. Some can even go up to $500, while others can be as inexpensive as $50 or $60. The bottom line is that if you are thinking about getting a card that has an annual fee you should make sure that what you are getting in return is worth the fee. Also keep in mind that if you do not fly often enough you should not choose a card with high cost fees.

    Step 2: Consider any restrictions

    Before making your choice it is important to know all the facts. This is when reading the fine print and asking detailed questions will come in handy. No matter how good a deal you think you will be getting, there may be restrictions on when, where and how you can redeem your rewards. For instance, there are credit cards offering travel rewards but only at specific times. At other times there are blackout dates when you are not allowed to use your reward points. Sometimes you have to use a certain amount of points in order for them to be applied to your travel. Beware of companies that charge you more of your reward points per trip in lieu of blackout dates.

    Finally, watch out for any credit card whose points have an expiration date on them. Travel is not something that every person does on a regular basis. Some will only fly when need be and that could mean once a month, once a year, once every year and half, etc. If the points do not rollover from year to year then you are paying for card fees that are not helping you save.

    Step 3: Review

    No matter how good an offer seems, you must review every aspect of it in detail. After you have done the initial research, do a final review of all the information before making any commitments. Of course you should check annual fees, credit limits, and interest rates, but since you are basing your choice on travel rewards you should pay very close attention to this aspect. Read the terms and conditions of the reward section so you fully understand what you are getting yourself into when you sign on the dotted line.

    There are so many cards and travel rewards to choose from. It is very easy to locate these types of cards; just a simple online search at DontSpendMore.com could get you moving in the right direction.

    We hope you liked our article “How To Chase Travel Rewards In Three Easy Steps.” If so, please let us know in the comments section.

    Click here to compare credit cards that offer travel rewards. Free comparison tools.

  • Grocery Bills: How To Cut Your Monthly Food Bill In Half

    By John

    The average American adult spends upto $150 per month on grocery bills alone, and in some cases per person. If you are that American adult, would you prefer to cut your monthly food bill  in half without sacrificing quality? No-brainer: of course you would and here’s how you can…..

    Click here to compare offers and save hundreds of dollars every month on credit cards, cell phones, Internet, shopping, and more. Use our free comparison tools.

    Before going anywhere near the store

    Make a budget

    • Know what you are already used to spending
    • Cut that to the level you want to achieve and set that as the budget
    • Plan your menus for at least the next week
    • Research recipes that use less meat — in the US, the average scale is one pound of meat for three to five people, in Oriental dishes it stretches to seven to eight people or more
    • Plan to do at least a week’s worth of shopping in one trip –  save trips, save money
    • Make a shopping list of your needs that fits with the budget you have just set — smartphone apps can make this a breeze, and keep a tally of item prices at different stores if you have the patience to input the data
    • Have a meal before going to the store (no impulse-buying to satisfy those hunger pangs)
    • Leave the kids and spouse at home — they will wreck your budget if they tag along
    • Get to know which stores consistently have competitive prices for the items you need. Bigger stores may have better prices because of their higher volumes

    To coupon-clip or not?

    It takes a lot of effort to search for all the deals available, but avid coupon-clippers report saving $50 or more per month on their grocery bills. Just make sure the coupons are for things you actually need, otherwise you’re in fact spending more on grocery bills and not saving at all.

    At the store, canny shopping can make you big savings in your grocery bill

    Do’s

    • Do get a store card for discounts
    • Do buy generic brands, especially fruit and vegetables and staples — they taste the same as name brands and don’t wreck your monthly food bill as much
    • Do check the discount bins
    • Do compare unit prices, not just packet prices
    • Do buy big, in bulk if possible — certainly not individual portions
    • Do look high and low on the shelves — the more expensive items are normally placed at eye level
    • Do buy in-season produce
    • Do buy frozen items unless fresh is important to you — they can be just as tasty and are a lot cheaper
    • Do buy a stock of non-perishable items on sale
    • Do watch for good deals after Thanksgiving. Good time to stock up and fill the freezer
    • Do watch the register ticking up at the checkout, and check your receipt. Sometimes the shelf price of sale items may not register correctly, and checkers can sometimes make mistakes

    Don’ts

    • Don’t buy non-food items at the grocery store — they are probably cheaper elsewhere
    • Don’t necessarily buy your meats at the grocery store — you will possibly get better choices and prices at a Farmer’s Market, or a deli, or from a farmer. Try to buy big and cut it up at home
    • Don’t buy bottled water unless it is really important to you
    • Don’t buy prepared and convenience foods – prepare them yourself
    • Don’t buy items beside the checkout counter

    And a last word on impulse-buying. Do you want it or need it? If you need it, it should be on the list. If it’s not on the list you don’t need it! Stick with the plan!

    We hope you liked our article “Grocery Bills: How To Cut Your Monthly Food Bill In Half”. If so, please let us know your comments below.

    Click here to compare offers and save hundreds of dollars every month on credit cards, cell phones, Internet, shopping, and more. Use our free comparison tools.

  • How To Reduce Debt, Especially Credit Card Debt In Six Easy Steps

    Dr. Kavita

    Credit card debt has now become a cuss word for a vast majority of us. America and many other developed nations of the world are reeling under credit card debt. We hear millions of readers ask us the same question again and again: How to reduce debt? Maybe it is the convenience that credit cards give us to buy now and pay later that pushes us into the dark hole of debt. Before we realize we are already in a financial mess and chances of coming out of that dark hole of debt seem very slender.

    Today we will discuss how credit card debt can be eliminated in six simple steps.

    Click here to compare credit card offers for debt consolidation. Transfer higher rate balances to 0% APR credit cards.

    Make a list of your debts

    Maybe you have many credit cards and have different amounts of debts on each of them or hopefully just some of them. Whatever the amount and rate of interest that is being charged on the cards must be written down in a list. This list should help you provide a quick assessment of your outstanding debts at the first look.

    Determine a monthly budget

    Despite the fact that you are drowning in credit card debts, you must be having a source of income that provides you with a certain amount of money each month. Try to budget this amount and make clear cut demarcations for your monthly expenses (that are unavoidable) and then put the rest of the money in to a debt fund.

    Look at the debt with highest rate of interest

    Now at this point, you will need to go back to your list of credit card debts and then find out the one that has the highest rate of interest being charged to you. This debt is the most dangerous one that is undermining your financial stability.

    Now look at the amount that you are paying each month towards this debt. Whatever that amount is, you now need to put away more from your debt fund towards this particular installment. Usually most of us do not have any debt elimination strategy/plan. And all we can think of is to equally distribute all our monthly savings between the numerous credit card debts that we carry. But this will not help with effective debt elimination.

    Instead, prioritize the debts according to rate of interest and then systematically distribute the funds between them.

    Keep continuing until you pay off your debt

    Try to stick to this schedule until you get the credit card debt with the highest rate of interest off your chest. Once you finish the debt payment on this card, make sure you get rid of it totally.

    Pick the next card

    Using the same strategy, now you need to pick the credit card with the next highest rate of interest and focus on this one until you get the debts on it fully paid, like the first one.

    Stick to basic minimum

    This process will not help you get debt free overnight, but it definitely works if you stick to the schedule consistently. Once you get all the major debts paid off, stick to the basic minimum number of credit cards that you require. More credit cards only mean more debt.

    We hope you liked our article How To Reduce Debt, Especially Credit Card Debt In Six Easy Steps. If so, do let us know in the comments below.

    Click here to compare credit card offers for debt consolidation. Transfer higher rate balances to 0% APR credit cards.

  • Credit Card Scam: Protect Yourself From Fraudsters

    Dr. Kavita

    Credit cards have made life much easier for those who use it. These plastic cards have ensured that you need not carry wads of cash everywhere you go. But sadly, sometimes credit cards become a source of heartburn for many consumers; thanks to the credit card scamsters who roam around the free online world.

    Click here to compare credit card offers and also review prepaid options for your safety

    What does credit card scam mean?

    Credit card scams usually entail fraudsters gaining unlawful access to the information on your credit card. They then use this information to conduct purchases that are then billed to your card.

    How do these scams happen?

    These scams could take shape in many different ways. Sometimes you hand over your credit card to a waiter at a restaurant and he says that he has to take it to the billing counter to be swiped. But en route to the billing counter, he manages to click a photo of the card and its details and stores it away for further use. Simple, right! It may not be prevalent but it is certainly a possibility.

    Or you could be conned into giving your credit card details on phone to some company promising a “too good to be true” service or offer.

    The computer which you have used for your credit card transactions online could have malware installed on it and which phishes your details and passwords etc. This can happen with both public computers and your personal home computer, if you have not installed adequate protection against such phishing attempts.

    How can you protect yourself from a credit card scam?

    The first step to protecting yourself from credit card scams is to be aware and stay alert. Never ever lend your credit card to anyone. Even if it is a loved one, they may not take the same care as you would there is a chance that the credit card information could be stolen due to such negligence.

    Never reveal your credit card details to anyone on phone or in person or online unless you are very sure about their identity and intention. Be extra vigilant when shopping or using your credit card online. Make sure that the website where you conduct your online transaction has SSL security certification and protection.

    Do not let your credit card get out of sight even for a minute when conducting transactions in shopping malls or restaurants.

    Do not keep your credit cards in your wallet; instead find a different and safe location for them. Thieves and pickpockets aim for the wallet, so it is better to avoid taking this risk.

    Always write down or save the credit card details and the emergency phone number that you are supposed to call in case of theft of the card in a secure and easily accessible location, so that you can act swiftly in the event of loss.

    Credit card scams are very common nowadays and nothing is going to help you if you think that such things will not affect you. Stay alert and proactively use the tips above to avoid being conned.

    Click here to compare credit card offers and also review prepaid options for your safety

  • Credit Card Fraud: Three Tips To Protect Yourself

    Dr. Kavita

    Credit cards were originally created to make life easier, shopping convenient, and travelling stress-free. But sadly the current situation of credit card users is far from being stress-free or easy or even convenient for that matter.

    Credit card fraud has witnessed an unprecedented boost in the past few years and that is definitely not helping consumers in any positive way. Seeing how common these frauds have become, it is high time to take some precautionary steps and safeguard ourselves from being cheated and conned. Here are there tips to protect yourself from credit card fraud:

    Click here to compare 0% credit card offers. Free tool to calculate your interest expenses and save hundreds every month.

    Be extra vigilant

    There may be many people who will consider you as being paranoid, but being extra vigilant about your credit card has its own benefits. Do not allow your card to leave your sight even for a split second when you are shopping and have handed over your card to the cashier to be swiped. Do you know a small sleight of the hand and your card could be scanned through an “illegal reader” right in front of your eyes? Some gas pumps have hidden scanners that can record your number if you are not vigilant.

    Similarly keep a lookout for your card when the waiter takes it to the billing counter in a restaurant. Avoid handing over your credit card to any employee when you are staying in a hotel and insist on making that trip to the billing counter yourself.

    Do not leave your credit card unattended even for a minute. You really cannot trust anyone when it comes to credit cards. All it takes is a second to click a snap of your credit card and store it away on a cell phone for future use.

    Be smart when shopping online

    Online shopping is the most preferred mode of shopping nowadays and that may be because we are increasingly accustomed to getting things done at our fingertips. But this sort of extreme convenience can often bring in some unwanted side effects as well, like online phishing of your credit card details and ensuing misuse and fraud.

    Do not use your credit card online unless you have a basic knowledge about security certificates of online shopping sites. Reputable and safe websites will have a SSL certificate displayed clearly, especially in close proximity to the pay button. Make sure that you recognize a SSL certificate and also check for https in the browser.

    Do not be naïve

    In a single day, you might be receiving at least a few e-mails and text messages that pretend to act as warning messages about a supposed fraud/unauthorized access to your bank account. These messages will typically ask you to login via a link in the message and will also ask you to update your bank account details by visiting your bank website using that link, in order to prevent further damage. Do not be naïve enough to click on such fraud links, because these could be phishing attempts by fraudsters who want to get their hands on your credit card and bank details. Though the site that you visit via these links may closely resemble your bank website, the truth is that this site is merely a clever imitation.

    Most importantly, monitor your credit card activity every single day. Most credit card companies will give you access to an online area where you can check your transactions and monitor activity. This is the best place to start practicing safety.

    Hopefully, these three tips will help you stay safe while using your credit card.

    Click here to compare 0% credit card offers. Free tool to calculate your interest expenses and save hundreds every month.

  • Cell Phone Fraud Prevention Strategies

    By Dr. Kavita

    It is not a pleasant situation when you are at the receiving end of a fraud. With growing technological advancements, criminals are also polishing and fine tuning their skills and developing matching ideas and plans to perpetuate devastating scams, including cell phone fraud. In simple words it means that you need to be more alert than ever to save yourself from falling in to a fraudster’s trap nowadays.

    Click here to compare cell phone plans — free phones with select offers

    Cell phone fraud has become quite common. You might have already experienced one yourself or at least someone among your near and dear ones or acquaintances have recounted experiences relating to such scams. But contrary to popular belief, protecting yourself from such adversities can be done by ensuring a few simple steps as follows:

    Keep your phone locked

    Just because no one else uses your cell phone or no one else has access to your cell phone, does not mean that you should leave it unlocked at all times. Every cell phone has a system built in to enable locking it and preventing unauthorized access. Make use of this facility and use a strong password that no one will be able to guess.

    Be wary of using free Wi-Fi

    Free is not always safe; so keep that in mind when enjoying free access to the internet at WiFi hotspots. Cyber criminals are not your run-of-the-mill criminals. So don’t picturize them as high school dropouts or uneducated people. They could be very sophisticated when it comes to technology and this updated knowledge puts them in  a position to hack even the most robust cyber protection system.

    Using free WiFi at hotspots are an open invitation for cyber criminals to trap you in their fraud plans. Consider installing safety mechanisms to prevent cell phone fraud at public hotspots.

    Don’t go crazy over apps

    Nowadays people are going crazy downloading apps of all sorts. Majority of us like to download the latest app, with little regard to the security issues that it may pose. Do not go overboard with apps as they are the most common route by which fraudsters gain access to your cell phone. Make sure you evaluate security certificates and tech reviews before downloading any app for your phone.

    In case of theft, take quick action

    Whenever your cell phone gets stolen or lost, make sure that you intimate your wireless provider without any delay. This ensures that the cell phone either gets locked down and prevents further access to sensitive details stored on your phone. Some wireless providers may also offer remote access clean up services as well. Your cell phone can be wiped clean of all the data stored within it by using remote access.

    Never be careless while conducting financial transactions

    Financial transactions must be conducted with a lot of care on your cell phone. Never ever save the bank passwords on the phone and also remember to logout of the bank website after your transaction is over. Exercise similar caution when paying online using credit cards or PayPal accounts.

    Simple steps like these will go a long way toward ensuring protection from the most common cell phone frauds. Be safe!

    Click here to compare cell phone plans — free phones with select offers

  • How To Cut An Average Household Budget Aggressively

    Taking care of a household and budgeting its monthly expenses is not a joke. Every homemaker has gone through the pangs and pains involved in making ends meet and this has now become a very common issue, thanks to the current economic conditions and escalating costs.

    Irrespective of our economic status, most of us are wondering how to cut an household budget and associated costs. So here are some useful suggestions that can be put into use.

    Click here to compare multiple offers and save on your household budget. Save hundreds of dollars every month. Find out how.

    Use store brands

    We have become accustomed to using branded products and have somehow developed a mentality that they are the best and the only choice when it comes to buying groceries. Well that is not entirely true. Nowadays, stores are coming out with their own product line of groceries. These are quite good in terms of quality and are much cheaper than branded products.

    Switching to store products can save anywhere between 30% to 35 % of your current grocery bill. If you are concerned about quality, do check out reviews of store brands before purchasing them.

    Stick to a shopping list

    It is very easy to pile up items on your shopping cart when you visit a shopping mall. Maybe the sight of others buying those things gets you into shopping more. Doing so can only inflate your shopping bill and most of the times you will regret having bought those items as soon as you reach home.

    If you prepare a shopping list and then discipline yourself to stick to it, you can save yourself the trouble of future remorse and also take off a few dollars from your shopping bill each time you use a list. This is a highly effective strategy to cut an average household budget by double digits.

    Stock some quick snacks

    The more time we spend outside our homes, the more we are tempted to spend on eatables. Convenience stores, fast food restaurants, and vending machines are all easy sources to access food on the go. But spending money on buying food is a sheer waste and quickly adds up to a considerable amount when you spend lots of time outside on a regular basis.

    A good and healthy alternative is to carry some homemade food (a sandwich or some homemade cookies) and a water bottle every time you step out of your home. This ensures that you do not eat unhealthy stuff and also helps with saving money that would have been otherwise spent toward buying wholesome food.

    Save money during sales and discount offers

    There is a sale or discount offer going around at some corner or the other. You only need to look closely to find one. It is recommended that you stock up on regularly used household items during these sale and discount offers. While you may not be able to stock up a lot on food and edibles during such offers, you definitely can stock up on other stuff like detergents, soaps, toothpaste and so on.

    When you add up the savings that you have managed to gain by combining two or three or all of these tips, you will see a considerable savings gain in your monthly household costs.

    Click here to compare multiple offers and save on your household budget. Save hundreds of dollars every month. Find out how.

  • What Is The Best Way To Save Money Online

    We are all hooked to online shopping nowadays. With each passing day, more and more people are shifting their shopping from the regular and tried offline and traditional methods towards the Internet. This information also brings an important fact to our attention that we need to find ways to save money on our online shopping because that way we will be saving a considerable amount.

    Check out price comparison sites

    Yes, DontSpendMore.com is a great price comparison site where you can compare offers and save hundreds of dollars every month. Click here to get started.

    There are many other websites online that take advantage of the basic human desire to find a better deal. These sites know how desperate online consumers are to find cheaper prices and better discounts or bonus offers.

    True to the description, these sites display price rates for every consumer item from the top five or top ten shopping sites. So if you are interested in buying a vacuum cleaner for example, you only have to look up the site to find the prices of the same brand/same capacity of vacuum cleaners displayed side by side for you to review.

    You can get an instant idea about the prices at all five/ten sites by looking at the listing and you do not have to take the trouble/spend time and effort in checking each shopping site independently. It is now up to you to select the site that provides you with the maximum savings.

    Get your daily dose of deals

    Some popular websites, including DontSpendMore.com, display all the deals from various brands and companies. You can check out these websites and take advantage of the deals on the product that you are interested in buying. Finding a deal for the product or service that you have in mind may not always be possible, but it is still worth a try. More popular the website, more are the chances of finding deals for all commonly used products.

    Use Google for personalized deals

    A simple search on Google can lead the way to fabulous discount deals and coupons. If you could not find any deals on your favorite product on the websites mentioned in the above section, then you can search for them on Google.

    Just type in the name of your product followed by the term coupon or discount or deals (you can choose a different term each time you search) and if there is any mention of related deals or discounts, Google will ensure that they are displayed to your in your search results. What more could you ask for in terms of personalized search results?

    Become loyal fans of your favorite brands

    Social media sites nowadays have a huge share in helping you save money online. You could start following your favorite brand/product on Twitter or become their fan on their Facebook page and you can be assured of getting many a discounted deal from them. Usually the current trend is to keep fans happy and loyal by presenting them with various discounts and deals and savings. DontSpendMore.com has its own Facebook page at facebook.com/dontspendmore. Like us to receive daily updates and deals.

    These are many ways to save money online and you can choose the best one out of them that suits your preferences.