If you are one of the few consumers who are eligible for a good credit credit card, then you should certainly consider yourself lucky. Credit card companies simply love consumers who have good credit. It goes without saying that the defining criterion for a good credit may vary from one bank to another and from one credit card company to another. But on a general note, if you have a credit score above 700, then you can safely assume to be in at least one of the “eligible lists” prepared by these credit companies and banks to obtain a good credit credit card.
What are the benefits of having a good credit credit card?
Having a good credit credit card brings in many benefits to the credit card user. To summarize, these benefits come in a variety of forms like low interest rates, 0 % APR interest, exclusive access to high end spas, diners, cruises, music concerts and the like; cash back discounts on most of the purchases, and other similar perks.
Some other benefits are bonus travel miles, free hotel stays, twenty-four hour access to a personal account manager, and shopping discounts on popular brands.
Some banks and credit card companies like to pamper their customers who have good credit credit card, and that is probably why they choose to waive off ALL kinds of fees for these customers. So these special customers do not have to pay any annual charges, any late payment fees and no fees even if they go over their credit limit.
Other benefits extended to people with a good credit credit card are a personalized concierge that is kept ready to assist the credit card holder for any emergency booking of flights, or in getting tickets to any exclusive concerts and in booking hotel stays as well.
All these benefits are well-deserved
Looking at the wide range of benefits perks and rewards for consumers with a good credit credit card, it is but natural that every other consumer begins to yearn for such exclusive facilities. But unfortunately it is not so easy to attain a good credit score and neither is it easy to maintain that good credit score once you have reached it.
So you got to admit that these special credit card consumers definitely well deserve all the exclusive and special treatments being met out to them. If you want to enjoy such exclusive and exotic benefits, you have to work hard on your credit score. But you must know that an excellent credit score that makes you eligible for a good credit credit card cannot be attained overnight. You have to display a committed and consistent track record of timely payments and responsible handling of your finances.
Having an excellent credit score that is more than 700 is your ticket to getting a good credit credit card. Though such excellent credit scores are hard to come by, once you attain the upper level, you can look forward to a lifetime of benefits and rewards.
Leave a Reply