When you travel, you often hear well wishers, friends and many a times airline company too advising you to travel light, claiming that less is more. But when it comes to saving money, more automatically becomes less. No matter how much you save, you always look forward to saving more — and then some more.
If you too are of such a mentality, then this is the best post you will ever read on saving more money, for the simple reason that all the changes / tips suggested here are simple and easy to implement.
Start with your kitchen
Food is one of the basic requirements of human beings and a great leveler when it comes to the financial status of people. No matter how rich or how poor you are, you need food to survive. So why not start from this basic requirement to save some money? If you have the least knowledge about monthly household budgeting, you will know that the most expensive items are all the non-vegetarian food stuffs.
Try switching to vegetarian food for a change. If you find it tough to eat vegetarian every day, then you can use it only four times a week. This simple change in your daily menu is going to show a considerable amount of savings in your household expenses for the month. Health first, so if you feel that the new menu choices are not giving you as much nutrition don’t continue. It may be a good idea to consult a nutrition expert before redesigning your food plan.
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Save money on your electricity bill
If there is anything more expensive than food, yet used by a huge majority of the population, then it has to be electricity. This means that even a little effort put into saving electricity can translate into big savings, especially if you add up the savings every month.
Use energy-efficient electrical gadgets, change to CFL bulbs and shut down the devices that are not in use by switching off power to the main electrical cord. All these steps can help you save valuable resources every month.
Buy in bulk
Buying in bulk is a good idea if you like to save money. But make sure that you time your bulk shopping when your favorite store or mall is feeling generous and giving out discounts and savings deals.
Keep collecting coupons
You never know when you will come across shopping coupons offering discounts on your purchases. Make a habit of collecting them and utilizing them before the last date. Another great idea is to have a few friends or colleagues collect coupons along with you. Most of the times you may have a coupon for a product that you do not need but someone from your group may need it. Coupons can be exchanged among the group members to purchase stuff that each one needs.
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Use rewards credit cards
Collect reward points on credit cards and redeem it when necessary and wherever relevant. This is a favorite savings method for many folks.
Save on your cable TV
Many times your cable TV subscription is just a waste of money. In this day and age when you have so many cheaper and viable alternatives, who needs to pay money to expensive cable operators? Consider researching cost-effective and equally entertaining options in your local area.
Finally, if you feel you are paying too much on gas every month, do consider reading our tips that will help you save on gas every month. Simple changes in your driving habits will produce great results.
Combine one or two or all six of these tips to save money without any major effort on your part!
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