By David
There are so many various options these days when it comes to trying to find the right credit card that it can be difficult to decide which one to go with, or even to know where to begin. To help with this process, we have compiled a list of the best credit card from top lenders and what makes them so great.
1) Visa – Arguably one of the most prolific card issues in the world, Visa has a huge number of possible card options for any of your needs. This is a result of their primary issuing method being through banks and other financial institutions, bringing great variety in what they have to offer. Combine this with the fact that Visa is accepted almost everywhere and you realize why they’re on our list of top credit card lenders.
2) Mastercard – Nearly as prevalent as Visa, Mastercard is widely accepted and widely used. Though Mastercard does not issue cards directly, but rather does so through your bank, they function as an overseer to make sure everything is running smoothly. Many would argue that they do well with this as they have become one of the top credit card lenders in the world.
3) American Express – Though the American Express brand is not as widely accepted throughout the world as Visa or Mastercard, they still find their way on our top credit card lenders list. This lower acceptance rate is a result of their higher fees. These higher than average fees however come with additional exclusive features that make this brand of credit card a good option for those burdened with an overabundance of money.
4) Discover – While not as large as the other three lenders Discover still manages to be a popular and widely accepted credit card. Unlink Visa or Mastercard, Discover issues its cards directly rather than through banks, meaning they have a more limited line of cards to choose from. This independence as a financial institution however also gives them unique options to offer to its customers, like high interest certificate of deposit accounts and other investment features.
Though these are certainly not the only lenders out there, these are arguably the largest and best of the bunch. Most still have quite a few different products to choose from, designed to work well for all types of people in various situations, locations, and with different needs. The card selection process can be a long and arduous one, but armed with the knowledge garnered above you can at least know where to start looking for a credit card from a top lenders.
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