By Tanya
Paying bills in the safest and easiest way possible is something that is on our minds very often. This is especially true of credit card bills. You want them paid on time but you also want to ensure the safety of your personal information. Years ago the only way to make payments was through the United States Postal System. Nowadays there are several ways, including snail mail, online banking, over the phone and in person. Of all of these options, the question that most people have is “can I pay my credit card bill at the bank?”
Depending on whether your banking institution offers credit cards, you should be able to make your payments at the bank. Most of the larger banks do offer their own credit cards. If they do, then they will take the payments at your local branch. This is the most convenient way for those who live close enough to a branch that they do not have to go out of their way to get too. However, if you live in an area that does not have the cards particular branch it may be better to make your payments online or mail the payment to the main branch.
If your credit card company is not connected with a specific bank, you can still make payments through your bank as long as your bank has a bill pay system in place, which most do. Bill payment systems through financial institutions are supported by the internet. This is what is more commonly known as online bill pay. With this system you can input your bills to your online bank account so that it they will be automatically withdrawn on the date you specify. This is a good option for those who are certain when the money will be in their account. If the money is not in your account when the withdrawal is initiated then there will be extra fees attached to your account for insufficient funds.
For those who do not feel comfortable with automatic drafts through their banking account, and those who do not have a branch connected to their credit card nearby, another option is making your credit card payment directly though the credit card website. This is generally the quickest way to make credit card payments. This is the best way overall because it is faster and most convenient for the majority of people.
No matter how you choose to pay your credit card bill the key is to remember to get it in on time. If you are using mail then you will have to mail it out in enough time for it to arrive by the due date. If paying though the bank you will have to make sure that it will post on time for the due date. If you are making one time payments then it is a good idea to set your cell phone calendar to remind you to pay, or if the company has a reminder system, sign up for it.
Leave a Reply