By Paul
If you are looking to save money, why not start with the leaks? Most people pay more than they use on cell phone plans. The best way to save on your phone plans is to budget them.
If you hurt on the inside every time you have to pay your bill, reconsider the services you are paying for. If you feel like you are overpaying and not using the services you are paying for, it’s time to change your phone plan. Additionally, if you are having trouble affording your bill, you need to budget your cell phone plan.
Click here to compare budget cell phone plans
Figure out your needs
Sit with your family and jot down your requirements. Your requirements depend on how much you use your cell phone, how many calls and texts you make and receive as well as your data requirements. Moreover, according to your lifestyle and preferences, which phone do you want? All this depends on your social life and the type of job you have. Also, figure out how much you are willing to spend in a month.
Prepaid or postpaid
Figure out whether you need a prepaid or a postpaid package. When you use a prepaid service, you need to buy minutes beforehand. This gives you complete control of your bills. Prepaid plans generally have higher calling rates. Prepaid is great for people who want to limit their budget as you can only spend the amount you have charged.
Post paid plans let you call whenever you want and pay the bill at the end of the month. Since this service is based on credit, a credit check is required before they let you become a postpaid customer. Most postpaid plans have a 24-month contract. These plans tend to offer the best rates on subsidized cellular phones.
Choosing the right plan
Once you have figured out whether you want to go for prepaid or postpaid, it’s time to choose the right plan. According to your needs, figure which options you need to keep and what you can get rid of. If you text a lot, you should go for a package that offers unlimited messages. If you have wi-fi on your phone and an internet connection at home and at the office, you do not need a data stream plan. Remember, if you are not going to use it all you don’t need it all.
Try to make another list of things that you want but can live without.
Now that you know what you need and what you can afford you can shortlist the plans that are available to you. Now compare the rates they are offering and choose the provider who is willing to give you what you want in the least amount of money.
It may take a little while to decide on what you want, but for the next twenty-four months you’ll be fully satisfied with your decision.
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