Bill Pay By Credit Card

By David

Paying bills is something we are all very familiar with and it typically involves our checkbook, some envelopes, some stamps, and a big pile of bill statements. However bill pay by credit card is a popular new option that is now available for paying bills without out all the mess of a traditional paper and pen system.

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How to do it

There are actually a couple of different methods of bill pay by credit card available to modern consumers.

The first and easiest option for those of you who prefer to do things without involving a computer or for those who prefer personal assistance from a real person is over the phone. Simply call up the company to whom the bill is owed, navigate their touch tone menu, and let the person on the other end know you would like to make a payment with your credit card. They’ll ask for your account number, card number, name on the card, expiration date, and CCV (a 3 to 4, digit security code on the back next to the signature line). Once they have the necessary information, they’ll process the payment and you’re all done. Just rinse and repeat for your other bills.

Alternatively you could go online and do the same thing without having to navigate a touch tone menu or speak with an actual person. To do this you will want to go to the website of the company you owe the bill to and login. There should be an option somewhere on the site to make a payment. Just select this option and choose “credit card” as your payment method and enter the relevant information (card number, name on card, expiration date, and CCV) into the appropriate spaces and submit your payment. You can even have the website save your card information for future payments making it as easy as selecting payment and clicking submit.

Why do it?

Despite the fact that bill pay by credit card can seem complicated there are actually a few great reasons to look into it.

1)      Automatic Payments – Once you have your information submitted you can opt to have payments made from your credit card each month automatically saving your time for more important things.

2)      Consolidation – By using your credit card to pay all your bills, especially when using the automatic payments feature, you consolidate them into one place making your monthly bill paying process a quick 5 to 15 minute transfer once a month.

3)      Rewards – Assuming you’re using a rewards card for your bills, this is a great way to generate more of those coveted rewards, without costing you anything extra. Just pay off the card before the end of the “grace period” and enjoy the extra rewards you’ve managed to reap.

So you see bill pay by credit card is not only possible, but it is also a great idea for making life easier and more rewarding without any need to put in additional effort.

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