Author: dontspendmore

  • Few Things You Should Know About Prepaid Wireless Service

    By David

    If you have tried shopping around for cell phones recently, then you probably already know that they can get very expensive. On average, cell phone users pay around $70 a month for their cell phone service. This is just too much for many of us to afford. If you would like to get a cell phone more for its native features than for actually communicating though you would still like to have the option open in case of an emergency, than a prepaid wireless service plan may be right for you.

    Click here to compare wireless plans. Free comparison tools. Top carriers. Save 100s.

    Cost

    If you do not use the main features of your cell phone very often (phone calls, texting, and data usage) then getting a prepaid wireless service plan can save you quite a bit of money over the long haul. It has a number of cost advantages over a traditional plan. Most notably is that you do not have a monthly subscription. Instead you will pay in a certain amount, either through the carrier’s web site or by purchasing and activating a phone card. This will keep your service active for an amount of time as determined by the type of card used. Keeping your phone active in this way is the only recurring cost you will have with a prepaid wireless service plan. Any other costs will depend upon your usage of the phone.

    Device

    The primary disadvantage of a prepaid wireless service plan is that you will have to purchase your phone upfront, so the nicer the phone you would like to have, the more it will cost you to get started. Still, this can also be an advantage because you will not be stuck paying the high monthly fees for your service, saving you enough money to easily pay for the initial cost of the phone and then some. There are a wide variety of phones available for use on a prepaid wireless service plan and what you want to get will depend on how you intend to use the phone. If you are getting the phone purely for emergencies than getting something really cheap with a long battery life is probably a good idea. On the other hand, if you want to do most everything with your phone that you would normally do on a smartphone, you may want to get something nicer.

    Click here to compare wireless plans. Free comparison tools. Top carriers. Save 100s.

    Getting Started

    Getting setup with a prepaid wireless service plan is pretty simple and can be done online or at a local store where they sell prepaid phones. Just let them know you would like to set up a prepaid wireless service plan, and they will walk you through the steps including purchasing your cell phone and initially installing the SIM card and activating the account. After that, you are ready to go, and you will just need to add a time card occasionally to keep the account open, and additional cards if you run out of minutes, texts, or data.

    Now that you know how a prepaid wireless service plan works, you are ready to start shopping around for the one that is best for you.

    Click here to compare wireless plans. Free comparison tools. Top carriers. Save 100s.

  • Finding The Right Individual Plan For Your Cell Phone

    By David

    As you shop for cell phones, you will likely encounter many companies offering family plans that look like they would be easy on the budget for a family, but not so much for an individual. Often times, it is hard to figure out what is available to individuals by just browsing the main pages of a carrier. While it may take a little extra digging, you can usually find a great individual plan that meets your needs once you understand how these plans work.

    Click here to compare cell phone plans and save 100s

    Here are a few things you should know about cell phone plans:

    Basic Plans

    The first type of individual plan that you can look for is the basic plan. These plans are quite simple and have a fixed rate for a number of minutes every month with texting and data being setup by default on a “pay per” or pay-as-you-go system. Typically, these types of plans are best for those individuals who would like to have a phone just for emergencies but do not really use it, or for those that only use their phones for calling and almost never for texting or data.

    Bundled Plans

    The other major type of individual plan is the bundled plan. These cellular plans are comprised of several different features and typically provide a better value for each included feature, but include enough features that it makes them more expensive than basic plans. For instance, where a basic plan may only include 500 minutes a month, a bundled plan would have the same 500 minutes as well as 500 domestic messages (text messages) and 500 MB of data use all wrapped up into one plan. These are great options if you intend to use all that is being included, but if you have no need for the extra features, you will find that they typically cost more money than they are worth. Even worse is the recent trend to only have bundles with unlimited minutes and texts, allowing you to choose only the amount of data included with the plan. These types of bundles are trying to force potential customers to pay for a level of service that they just do not need. While it is certainly nice to not need to consider your minute or text limit, is the extra peace of mind really worth $10 to $20 a month?

    Click here to compare cell phone plans and save 100s

    Services and Features

    While not actually an individual plan all on their own, services and features are little extras that can be added onto other plans to help bridge the gap between what you actually need and what bundles are offering. These are best combined with a basic plan to add an additional feature (like a number of texts or an amount of data) to a basic plan for a fixed rate each month instead of on a “pay per” plan. These are great for those individuals who find that they talk a little and text a lot, but never use their phones for data, and other similar situations.

    Now that you know what kind of plans are available out there for individuals, you can find or build the perfect plan for your situation.

    Click here to compare cell phone plans and save 100s

  • Types Of Individual Data Plans

    By David

    If you have a smart phone, you have probably realized that in order to get the most from it you will need to get an individual data plan. While these plans are not difficult to find, it can be a challenge to know which would be the best for you. To help you learn what types of plans are available and what situations each are best for you, here is a short guide that will help you find the right individual data plan for you.

    Click here to compare individual data plans. Free cell phone with activation on select plans.

    Pay Per Plan

    The first type of individual data plan you will likely encounter is the “pay per” or pay-as-you-go type of plan. These plans actually come with phone plans that do not include another type of plan and as such, if you do not know if you have a data plan, you are likely on a “pay per” plan. This type of plan will charge users a small amount for each MB (Megabyte) of data used, making it very affordable if you never use data, or very expensive if you use a lot of it. These types of plans are best for those that almost never use large quantities of data or who do the large majority of their data use when connected to a Wi-Fi signal.

    Limited Data Plan

    A limited data plan is a type of individual data plan that will cost a certain amount each month and in exchange provide you with a certain amount of data use for your phone. There are several different limits to choose from increasing in expense as you go up and allowing customers to choose a plan that covers their needs without paying for more than they need. Limited data plans offer a better value per MB than a “pay per” plan and will revert to a “pay per” system if exceeded. These plans are best for those who use a moderate amount of data on their phone or those who do only some of their browsing within a Wi-Fi area. If you are currently paying more in data charges than the lowest cost of a limited plan, you may want to consider switching.

    Click here to compare individual data plans. Free cell phone with activation on select plans.

    Unlimited Data Plan

    An unlimited plan is the most open-ended type of individual data plan, allowing its users to use any amount of data over the course of a month. These types of plans are great for those who use a large amount of data outside a Wi-Fi area on a regular basis. These plans are typically the most expensive, but offer the best value. The one downside to unlimited plans is that once you have used a certain amount of data over the course of a month, your data speed will be throttled back and so your connection will become more sluggish.

    Now that you are familiar with all the different types of data plans and what situations they are best used for, you can shop around for the best prices as an informed customer who knows exactly what they need, and thus exactly what it is they are looking for.

    Click here to compare individual data plans. Free cell phone with activation on select plans.

  • How To Get Free Unlimited Calling

    By David

    If you have been shopping around for a great new phone plan that includes free unlimited calling, you have probably run into a bit of a road block. While unlimited calling plans do exist, they are rarely ever free. However, using a few tricks, there are three different options for you to pursue in an attempt to get free unlimited calling.

    Click here to compare unlimited calling plans. Free ten minute test calls.

    VoIP (Voice over Internet Provider)

    When you are trying to find a way to get free unlimited calling on your cell phone, VoIP programs are on the frontline of your available options. These handy apps can be downloaded onto your phone and used to call anyone who also has the program on their phone. These programs will use a Wi-Fi connection or your data plan to make the calls rather than using your precious cell phone minutes. This option does have a couple of downsides worth noting. Though the programs themselves are typically free, data usage is not, unless you are in a Wi-Fi area. As such, you will still need to have a really good data plan, but you can skimp on everything else as these programs will allow you to call or text anyone else with the program completely free of charge.

    Click here to compare unlimited calling plans. Free ten minute test calls.

    Wi-Fi Calling

    While not all carriers have picked up this feature yet, another way you could get free unlimited calling is by using your carrier’s Wi-Fi calling option. The premise for this is simple; if your phone is connected to a wireless network that has internet access, you can use that connection to place your call rather than the wireless network. Since you are not using the network’s equipment when you make calls over your own connection, most carriers will not charge you minutes for making those calls. This strategy has a couple downsides as well. First of all, some carriers won’t offer this feature up-front, but will actually hide it in the services section as something you can add to your plan for free. In this way they can get a little extra money from those that do not care to look for the deals that are available. Secondly, this strategy will only work inside a Wi-Fi area. Any calls placed outside the Wi-Fi area will use plan minutes as normal.

    Free Calling Apps

    The final strategy for obtaining free unlimited calling is through the use of free calling apps on your phone. These apps will place calls through your data connection, using either a Wi-Fi signal or your 3G or 4G connection instead of using plan minutes. These apps allow you to make calls and place texts to any number, not just those using the same program on their phones. This is a great option to go with if you have a great data plan or spend most of your time in a Wi-Fi area. Keep in mind, however, that these programs place a heavy burden on your data plans and could hasten data throttling.

    Now you know where to start in your quest for free unlimited calling.

    Click here to compare unlimited calling plans. Free ten minute test calls.

  • Different Types Of Data Plans

    By David

    If you have just gotten your first smartphone or just started using one for more than talking and texting, you have probably discovered that there are a few different options to go with as far as data plans are concerned. To help you sort through the options, we have created a simple guide to show you what is available and what it is for.

    Click here to compare data plans and save 100s. Free comparison tools.

    Pay Per Plans

    The “pay per” or pay-as-you-go types of data plans are set up in such a way that you pay an extra amount on your monthly bill based upon how much data you use over the course of the month. These plans will typically charge a few cents for each MB (megabyte) that you use. The best way to use these types of data plans is to have them if you do not ever use data on your phone or you almost never use data on your phone outside of a Wi-Fi area. Most companies allow you to stream data through a wireless connection rather than the cell phone network allowing you to avoid data charges because you are not using their equipment to access said data. If however you use a moderate level or more data outside a Wi-Fi area on a regular basis, you will want to look at the other types of data plans

    Click here to compare data plans and save 100s. Free comparison tools.

    Limited Data Plans

    Unlike the “pay per” data plans, a limited data plan will charge you a fixed amount each month for so many MB of data usage. If you exceed your data cap, these plans use a “pay per” system to calculate the overage costs. These types of plans are great if you use a moderate amount of data without the benefit of a Wi-Fi area as they are far cheaper per MB than a “pay per” plan from the same company would be. These types of data plans also come in tiered levels, allowing you to choose a data cap that is appropriate to your level of usage.

    Unlimited Data Plans

    The final types of data plans are your unlimited data plans. These types of data plans provide users with an unlimited amount of data usage for a consistent monthly fee. While it seems like these plans are the best deal for everyone, they do have a couple drawbacks; first of which is that for those who do not use a great deal of data outside of a Wi-Fi area, they cost more than a limited plan that would more than cover their needs. Secondly, even though the data is unlimited the speed is not. After a certain data cap has been reached speed is throttled (slowed) from the fastest speed possible (3 or 4 G) down to a lower level (2 or 3 G respectively). Still, despite these drawbacks, if you use a large amount of data on your phone consistently than this could be the best valued plan for you.

    Now that you know what is available as far as data plans are concerned, you can find the best one for your particular situation.

    Click here to compare data plans and save 100s. Free comparison tools.

  • Comparison Of Wireless Carriers

    By David

    When shopping around for new cell phone service, many are unsure of how to go about making a comparison of wireless carriers. This is usually a result of the non-standard presentation and generally confusing nature of each company’s plans and rates. One company may have lower rates on a particular plan, but others might offer more with their own special plans. To help you figure out which cellular carriers are offering the best deals for your particular needs, here is a simple three step guide to making a comparison of wireless carriers.

    Click here to compare cell phone carriers. Free comparison tools help you save 100s.

    Compare Coverage

    The first step to completing a thorough comparison of wireless carriers is to take a look at the coverage area of every carrier you can find. This could include small carriers and large ones, but the size of the network is not nearly as important as where it covers. What you are looking for is carriers who have native coverage (meaning not through roaming towers) of your home, your place of employment, and any places you frequent during leisure time. If you find that a company, no matter what they are offering, is not covering all these areas, remove them from your list of potential carriers and head to the next step.

    Click here to compare cell phone carriers. Free comparison tools help you save 100s.

    Build a Plan

    The next method for the comparison of wireless carriers is to build a plan with each one that made it through step one. Before you start building your plans, decide what you need out of it (number of minutes, number or texts, amount of data, etc.) and then build your plans to be as close to these numbers as possible without going under. If you intend to use a great deal of everything, you will probably want to take a look at bundles as they have a better overall value, but if you only need certain things (like minutes, but not data) then you should see if they have basic plans available that you can add services to so you do not have to pay for things you do not need. Once you have the least expensive plan for each carrier ready, head to the last step.

    Compare Prices

    The final comparison of wireless carriers to make is the prices of the plans you built in the previous step. Knowing that each carrier has coverage for your area and that each plan has what you need, all that is left for you to do is find the one with the lowest price. If you happen to find that two or more of the plans have the same price, compare the features and extras they are offering and go with the plan that is offering the most. After all, it only makes sense to get as much as you can with the money you are planning to spend.

    Now, you are aware of the methods necessary to make a comparison of wireless carriers and get the very best plan for you and or your family using only the amount of money you intend to spend.

    Click here to compare cell phone carriers. Free comparison tools help you save 100s.

  • Finding The Right Wireless Cell Service

    By David

    As you probably already know, if you have been attempting to find the best wireless cell service there are many options available to you as a consumer. The challenging thing these days is not so much finding a wireless cell service, but rather, finding the one that is right for you. To help you do this, here is a short 3 step guide for choosing a wireless cell service:

    Click here to compare wireless cell service plans

    Coverage Area

    When you are checking out a wireless cell service, you will first want to examine their coverage areas and make sure that you fall within them. A wireless cell services coverage area is essentially the combination of all its cell towers and their combined range. If there are not any towers near where you live or areas you frequent, that means you will likely not be covered there and may thus wish to look at other carriers. Additionally, you will find that some carriers will represent their coverage areas as being larger than they are by including roaming towers (towers rented from other carriers). Using these towers can result in roaming fees being added to your bill and so if you are covered only by roaming towers, you might want to look at other options.

    Click here to compare wireless cell service plans

    Available Plan and Service Options

    Next, you will want to take a look at the plans and services available through the remaining wireless cell services. Keep in mind you are going to find that there are two types of plans: bundles which will typically offer the best value and basic plans plus services which are better only if you do not need everything offered in a bundle. Search through the different options of each wireless cell service and build the best plan for your needs from each company. As you search, remember to decide early on what you need and build plans that provide that. Remember to try and keep what the plans are providing about the same so your final comparison can be a fair one.

    Compare Prices

    Using your best plans from above compare the prices of the plans from each wireless cell service and find the one that is the lowest. Because you have built it yourself and it is a carrier you know has coverage for you, you can expect that it is going to do quite well for you. If you find that there are two or more plans that are the same price, you will have to decide between them. Try looking to see which is offering more features or perks for the amount you plan to spend; choosing this one would be a good option as it will give you the most for your money. Once you have decided on a plan it is simply a matter of signing up for it through the wireless cell services website and awaiting the materials.

    Now you have an idea of how one goes about deciding between the numerous wireless cell services that are available today. Using this guide help you find the service that is right for you.

    Click here to compare wireless cell service plans

  • Choosing Between US Mobile Carriers

    By David

    If you have been trying to find the right cell phone company to meet your needs, then you already know just how many options are out there. While it may seem easy to compare prices, often times packages will come with different options making their advertised prices deceptively low. To help you find the right service for you, we’ll walk you through three easy steps for choosing between US mobile carriers.

    Click here to compare US Mobile Carriers. Compare plans and save 100s.

    Coverage

    When looking at what each of the US mobile carriers offers, the first thing to check out is their coverage area. This is the fastest easiest way of weeding out plans that are not right for you. If the native coverage map (the one without roaming towers included) does not cover where you live or the places you frequent, then that company’s not going to be the right one for you. Most of the large carriers have their own nationwide networks, so this is an issue that you will be more likely to run into with the smaller carriers. So whichever companies do not cover where you live, work and play, remove from your list of potential companies and head to the next step.

    Plans & Services

    Now to determine the right US mobile carrier for you, you will want to take a look at each one’s plans and services. Many companies will offer a package with unlimited minutes and texts, with a basic level of data which you can upgrade all the way up to unlimited as well if you like. This basically allows you to do whatever you want on your phone without the need to worry about limits. However, if you do not use your minutes that often, never text or go through some sort of app to do so, or if you do most of your web browsing, streaming, and downloading inside a Wi-Fi area, you may want to look at other plans. Many companies also offer basic plans that have around 500 minutes or so which you can then add services to in order to get the levels of coverage that you need. It is almost always cheaper to go with these types of plans if you are only using one of your three categories (minutes, texts, and data) heavily. Play around with the options and find the best plan that meets all your needs for each remaining company. Try to keep services at even levels for a fair comparison.

    Click here to compare US Mobile Carriers. Compare plans and save 100s.

    Compare Prices

    The final step is of course to take a look at the prices of each of the plans you have put together and see which one is the most affordable. This process generally does not take long, but if you do have a few plans with around the same price, you may wish to consider picking the one with slightly more minutes, texts, or data, or some sort of extra feature as you will want to get the most out of your money.

    Once you have found the plan to go with, simply contact the selected US mobile carrier to sign up and get started.

  • How Is Mobile Price Determined?

    By David

    If you have been shopping around for a new cell phone, you have likely noticed a significant difference in mobile price. It seems almost as though the phones are arbitrarily priced higher and lower. While there are some marketing and aesthetic considerations, they are not the major determining factors of a phone’s final price-mark. Below we’ll take a look at 3 key factors to help you understand how mobile price is determined.

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    Type of phone

    The first and likely the most important factor in determining mobile price is the type of phone being evaluated. Mobile phones typically come in two types; cell phones and Smartphones. A cell phone is good for talking and texting and maybe a couple other simple functions, but otherwise is not asked to do a great deal. As this is the case most cell phones have low-end hardware and cost less. Smartphones on the other hand are expected to do everything and people get very frustrated if they cannot deliver. For this reason, a Smartphone will use much more high-end hardware so that it runs faster and smoother, but ultimately ends up costing more because of it.

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    Hardware and features

    The second factor in determining mobile price is the hardware included in the phone and the features that go with it. The faster the processor, the more internal storage space it has, and the better the camera the more the phone is going to cost. If you want wireless connectivity, expandable memory, GPS navigation, and a host of other diverse features, you will end up paying extra for those as well. Still, the fact of the matter is if you need a phone, personal organizer, camera, portable music player, and handheld GPS unit than paying for the extras on your phone will end up being cheaper overall than buying all those things individually, not to mention a lot easier to carry around.

    Popularity

    Though it is an unfortunate truth, a phone’s popularity will have a decided effect on determining mobile price. Everyone wants the latest and greatest piece of technology on the market so that they can use all the cool new things coming out specifically to use it and so that they can fulfill that instinctive need to “keep up with the Jones’.” This increases demand by a large margin, spurred on by advertising, and typically, the factory just can’t keep up, especially when something’s just come out. This high demand combined with a low supply makes prices shoot up for the phone that is the new hot thing, but also will result in a bit of a price drop for those phones sitting otherwise ignored on the shelves gathering dust.

    While there are other factors that play a role in determining mobile price these are the key factors. The benefit to this knowledge is that you not only will not be surprised when you hear the price of the phone that you would like to get, but you may even be able to find it for less, while everyone’s grabbing up a newer version.

    Click here to compare mobile prices and save 100s

  • How Can We Save Money

    By David

    With a struggling economy, everyone is looking for ways that they can save money in order to weather these difficult times. Most are familiar with the idea of looking for cheaper monthly services or removing ones we do not need to reduce our bills, but sometimes there is just no way to cut back in these areas enough to get us where we need to be. To answer the question “how can we save money,” here are three different methods to help you find more room in your budget.

    Shop deals and off

    The first step in answering the question “how can we save money” is taking a look at your grocery bills. To make sure you spend the least amount of money in the grocery store you will want to make a list and stick to it, to make sure you are not swayed by those temping end cap “offers.” Often, grocery stores will send out flyers and emails detailing their deals and when they are in effect. If you can find things that you actually need on sale, go ahead and stock up as much as you will be able to use before the merchandise expires. If there are no deals you can take advantage of, try comparing prices and finding the lowest one for what you are getting. Sometimes it is worth the extra dollar for a superior product, but often, all you are paying for is the brand name’s advertising budget.

    Cut your entertainment budget

    If you are still asking the question “how can we save money,” then you may want to take a look at your entertainment budget and try and find some ways to cut back. While there is certainly no experience quite like the movie theater, for the price of a ticket and your snacks you could pay for a couple months of an online media network allowing unlimited movies and shows. If you are heading to the movies more than once a month, cutting back here could help you save. Other areas like eating out and personal hobbies can also drain your wallet very quickly. Limiting how often you do these things can save you quite a bit of money without hurting your social life too much.

    Kick bad habits

    You may not believe it, but bad habits are typically very expensive habits and often contribute very little if anything to the improvement of our lives. If you are trying to figure out the answer to the question, “how can we save money,” then you may need look no further than your bad habits. Smoking, heavy drinking, overeating, and the consumption of soda or even coffee can become a budget draining bad habit very easily. Removing or at least cutting back on these types of activities can not only free up some room in your budget, but improve your health as well.

    Of course these are just a few suggestions to get you started. Now that you have got your feet wet, you can implement these ideas and come up with even more of your own.