By Matt
Shopping for others can be a challenging task. Even if you know the person well it can be a time-consuming endeavor to find the perfect gift. You want to get them something that they will use and enjoy without breaking the bank. Choosing a gift for someone you don’t know very well, or for younger people with constantly evolving preferences, can be nearly impossible.
So why not keep it simple. Offer the people on your gift list the opportunity to choose something you know they will like. Give a gift card, and keep reading to find out how to buy gift cards with your credit card and get the most bang for your buck.
Click here to review offers that will allow you to buy a gift card with credit card
Use your cash back credit card
Gift cards for a wide variety of retailers are available for purchase at most supermarkets and gas stations. If you have a credit card that offers a premium at these types of stores then use it to purchase your gift card. If you receive 5% cash back on purchases at your favorite supermarket, then you’ll save $5 on $100 worth of gift card purchases. The bonus here is you can make it a one stop shopping experience. You will be able to cross a handful of people off your list in a few minutes and earn a little something for yourself in the process.
Use your reward points
Are your reward points collecting digital dust in cyberspace? See what types of gift cards are available through your reward program. Shopping through the online portal of your reward program is simple and can offer you savings. Often gift cards are available at a discount of their face value. A $25 gift card might only cost you the equivalent of $20 in cash back earnings or points. Better yet, keep an eye on the website watching for sales. Gift cards can occasionally be discounted by 35% to 50%. This option, however, limits your choice of retailers from whom gift cards are available.
Take advantage of bonus offers
Many retailers and restaurants, especially around the holiday season, will offer bonuses for purchasing gift cards. In these instances the cards must be purchased from the retailer directly. For example, you might get a small gift with the purchase of a specific dollar amount in gift cards. You might also receive a bonus gift card or a coupon for a purchase at a later date. These bonuses can be kept for you or passed along.
Remember that gift cards do not need to be given away. All of these money saving ideas can be applied to your own spending throughout the year. If you get a card at discount, then use it to buy something for yourself at a store sale, you are multiplying your savings. Clever methods for buying gift cards abound, and they can be used to save you money and turn you into a gift-giving superhero.
Click here to review offers that will allow you to buy a gift card with credit card
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