Most of the credit card companies ask for credit score or credit history before they consider your application for a new credit card. That is alright, but what will the first time credit card applicant do? How is he going to convince the credit companies to issue him credit cards for no credit? Well, it does seem a bit tough at the outset, but there has to be a solution to this problem because every credit card owner has to apply for the first time at some point.
Check offers advertising credit cards for no credit
Credit card companies commonly advertise special offers promoting credit cards for no credit. Typically, this kind of promotion is aimed at the section of the population that is known to have no credit, but is desperately in need of a credit card. The best examples of this kind are students and the younger adults who have not yet established any sort of credit reputation till date.
Remember you do not have to pay any fees to get a credit card and there is absolutely no need to panic about your inability to get credit cards for no credit.
Low limit credit cards for no credit
If you have not yet received any of the offers mentioned above, then the best solution for you can be low limit credit cards for no credit. These are credit card issued by major credit card companies but have a very low amount of credit limit. The usual limit is between $150 and $300 as a starting point.
The tip is to use these low limit credit cards for your everyday purchases. Then make it a point to pay off the outstanding dues at the earliest without holding any balance. Doing this for some time will automatically make you eligible for higher credit limits. When you manage to get between $1000-$1500 as your credit limit other credit card companies will be willing to issue credit cards to you. But remember that banks prefer credit card users who have a credit history of at least six months before they can trust you, so stick with the low limit cards until then and shrewdly use them to get regular high limit credit cards issued.
It may be a bit difficult to get credit cards for no credit, but it is not entirely impossible. You just have to know where to look and what tricks to apply. Nowadays, credit card companies are bringing out various interesting offers for people with no credit as well.
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